Amafriji amancaneyilawo anomthamo ongamalitha angu-50, angasetshenziselwa ukufudumeza ukudla okufana neziphuzo noshizi. Ngokusho kokuthengiswa kwesiqandisi emhlabeni wonke ngo-2024, umthamo wokuthengiswa kwamafriji amancane uyamangalisa impela. Ngakolunye uhlangothi, abantu abaningi abasebenza kude namakhaya banezimo eziningi zokusetshenziswa ezindlini zabo zokuqasha. Ngakolunye uhlangothi, abahambi abaningi abazishayelayo nabo badinga amafriji amancane, futhi isilinganiso sokusetshenziswa sifinyelela ku-80%. Okubaluleke kakhulu ukuthi intengo iphansi ngo-30% uma kuqhathaniswa nezinye izinhlobo. Uma kukhulunywa ngentengo, abahlinzeki abahlukene banikeza amanani ahlukene. Ngakho-ke, singabakhetha kanjani abahlinzeki abanikeza inani elihle lemali?
Kusukela esicini sobuciko, amafriji amancane anobuciko obuhle kakhulu avame ukuba nentengo ephezulu. Kodwa-ke, lokho akusho ukuthi azikho ezishibhile. Ngokuvamile, intengo embonini iyashintshashintsha cishe ngo-5%. Ngokuhlaziya iminyaka yokusebenza kwebhizinisi labahlinzeki, singahlulela ulwazi lwabo lokukhiqiza kanye namandla abo aphelele. Ngokuqhathanisa phakathi kwabahlinzeki abaningi, labo abanobuciko obuhle kanye nentengo ephansi bafanele ukukhethwa.
Kungani amanani abaphakeli baseShayina ngokuvamile ephansi? Ngenxa yezici ezifana nezinto zokusetshenziswa eziphansi kanye nezindleko zabasebenzi emakethe, abathengisi abaningi bakhetha ukungenisa imikhiqizo yaseShayina, njengoba zonke izindinganiso zabo zekhwalithi zihlangabezana nezindinganiso zikazwelonke zezindawo ezahlukene zokuthumela impahla kwamanye amazwe.
Ngokombono wemakethe, iningi labathengi abakhetha amafriji amancane ebhizinisi yintsha. Amazwe anenkomba yokusetshenziswa okuphezulu kakhulu angamazwe asathuthuka. Ngakho-ke, amanani anikezwa ngabaphakeli emazweni ahlukene ayahlukahluka. Ikhwalithi yemikhiqizo evela emazweni aseYurophu naseMelika ivame ukuba yinhle, kodwa amanani aphezulu kakhulu. Ngokuhlaziywa okuphelele, amaqembu abasebenzisi ahlukene angenza izinqumo ngokuya ngamakhono abo okusebenzisa.
Umhlinzeki we-Nenwell uhlinzeka ngamafriji amancane ezentengiselwano ahlangabezana nezidingo zabasebenzisi abaningi. Uhileleke ocwaningweni, ekuthuthukisweni nasekukhiqizweni kwamafriji aphakathi nendawo kuya phezulu futhi unikeza abasebenzisi izixazululo nezinsizakalo ezisezingeni eliphezulu.
Ngokuphathelene nezici zamanani, lapho kokubili ikhwalithi kanye nezinsizakalo kuqinisekiswa, abahlinzeki abanamanani aphansi kufanelekile ukubakhetha kuqala. Uma unezinye izindlela, ungabheka abanye abahlinzeki abaningana ukuze ubakhethe.
Amaphuzu okufanele uwaqaphele lapho ukhetha amafriji amancane aklanyelwe wena:
1. Khetha abahlinzeki abavamile abanedumela elithile (kufanele babe namafayela ebhizinisi, isikhathi eside sokubhalisa, kanye nedumela elihle ku-inthanethi).
2. Yenza uhlu olucacile lwezidingo zakho zokwenza ngokwezifiso (kufaka phakathi imodeli, usayizi, ukubukeka, kanye namandla).
3. Yenza umsebenzi omuhle ekuhlolweni komkhiqizo (hlola ukuthi umkhiqizo usesimweni esijwayelekile yini ngaphandle komonakalo, nokuthi ngabe kukhona yini isitifiketi sokuhambisana nemithetho kanye nekhadi lewaranti).
Qaphela ukuthi kufanele ugweme ukukhetha abahlinzeki beziqandisi zohlobo olungaziwa, njengoba zingaletha izingozi eziningi ezingalawuleki. Ikakhulukazi kubahlinzeki be-ejenti, njengoba bengenalo idumela elithile ngokwabo, kungase kube nezinkinga ezahlukahlukene ngesikhathi senqubo yokuthengiselana. Lokhu futhi kungokuhlangenwe nakho okuqoqwe nguNenwell eminyakeni edlule.
Isikhathi sokuthunyelwe: Disemba 18-2024 Ukubukwa: